| WorldFirst |
20+ |
USD, EUR, GBP, AUD, CNH, JPY, SGD |
Up to 0.5% |
Free |
£0.30 for local payments in GBP, EUR or USD; £4 for international payments |
Marketplace payouts, World Card |
| Revolut Business |
25+ |
IBAN, GBP, USD |
0% within plan, ~0.6% after |
From GBP £10–140 |
Domestic free in-plan; SWIFT fees apply |
Team cards, expense tools |
| Wise |
40+ |
Local in 9+ (USD, EUR, GBP, AUD, NZD) |
Mid-market + ~0.4% |
One-off ~£45 |
Local low-cost; USD wire ~US$6 |
Batch payments, debit/virtual cards |
| Airwallex |
20+ |
USD, EUR, GBP, AUD, HKD, SGD |
+0.5% majors, ~1% others |
Free |
Local free; low-cost SWIFT |
Unlimited cards, cashback |
| Payoneer |
30+ |
USD, EUR, GBP, CAD, AUD |
Up to 3.5% |
US$29.95; waived if US$2,000 received in the last 12 months |
Receiving free; withdrawals ~2% |
Marketplace links, debit card |
| Barclays |
17 |
SWIFT only for foreign |
Bank FX mark-ups |
Free |
International £15–25; card 2.75% |
UK banking, negotiable terms |
| OFX |
30+ |
USD, GBP, EUR, AUD, CAD |
Near mid-market (varies) |
Free |
US$10 per SWIFT payment (varies) |
Forwards, batch payments |
